Less take aways

Buy take away good less often as this often leaves you out of pocket more so than grocery shopping. Home cooked meals are cheaper in the long run and you can make more in the meal for less than take away. Just as taking your lunch to work instead of buying it will save you an easy $10-20 a day. 

If you don't like to make sandwiches, why not make extra for dinner the night before and pack it up for lunch the next day? Most work places including construction sites have a smoko shed/room where you can refrigerate your lunch and even reheat it. 

Don't get me wrong, you can still buy your lunch or take away dinner but limit it to once or twice a week. You will be amazed at just how much money you will save.